Daily Archives: September 12, 2009

Obama’s speech with an Uncommon Sense response:

Do you ever wonder what it would be like to debate a political leader on the issues? Below is the full transcript of the President’s speech to the joint session of Congress on Wednesday. Embedded within the transcript is what I imagine the interactive response to the President’s comments would be had this been a debate between he and I. My thoughts and comments are in italics. This is my version of yelling at the TV in a more productive way.

Obama: Madam Speaker, Vice President Biden, members of Congress, and the American people:

When I spoke here last winter, this nation was facing the worst economic crisis since the Great Depression. We were losing an average of 700,000 jobs per month, credit was frozen, and our financial system was on the verge of collapse.

As any American who is still looking for work or a way to pay their bills will tell you, we are by no means out of the woods. A full and vibrant recovery is still many months away. And I will not let up until those Americans who seek jobs can find them.

Until — until those — until those businesses that seek capital and credit can thrive. Until all responsible homeowners can stay in their homes.

That it our ultimate goal. But thanks to the bold and decisive action we’ve taken since January, I can stand here with confidence and say that we have pulled this economy back from the brink.

Now, I want to thank the members of this body for your efforts and your support in these last several months, and especially those who have taken the difficult votes that have put us on the path to recovery.

I also want to thank the American people for their patience and resolve during this trying time for our nation.

Johannes: The facts are this, we have unemployment of 9.7%. The stimulus was supposed to prevent us from going over 8.0%. We have lost an additional 2.5 million job since Feb. 2009. We have more people on food stamps than ever before. Since the stimulus is not creating jobs, maybe we should return all the unspent money to the Treasury. Then we can use it to pay down the debt, fund tax credits for business and capital investment to jump start the economy.

Obama: But we did not come here just to clean up crises. We came here to build a future. So…

So tonight, I return to speak to all of you about an issue that is central to that future, and that is the issue of health care.

I am not the first president to take up this cause, but I am determined to be the last.

It has now been nearly a century since Theodore Roosevelt first called for health care reform.

And ever since, nearly every president and Congress, whether Democrat or Republican, has attempted to meet this challenge in some way. A bill for comprehensive health reform was first introduced by John Dingell Sr. in 1943. Sixty-five years later, his son continues to introduce that same bill at the beginning of each session.

Our collective failure to meet this challenge year after year, decade after decade, has led us to the breaking point. Everyone understands the extraordinary hardships that are placed on the uninsured who live every day just one accident or illness away from bankruptcy. These are not primarily people on welfare. These are middle-class Americans. Some can’t get insurance on the job. Others are self-employed and can’t afford it since buying insurance on your own costs you three times as much as the coverage you get from your employer.

Johannes: The answer is choice and competition. If the same rules applied to individuals purchasing health insurance that apply to auto insurance, the free market would drive down prices.

Obama: Many other Americans who are willing and able to pay are still denied insurance due to previous illnesses or conditions that insurance companies decide are too risky or too expensive to cover.

We are the only democracy, the only advanced democracy on Earth, the only wealthy nation that allows such hardship for millions of its people.

There are now more than 30 million American citizens who cannot get coverage. In just a two-year period, one in every three Americans goes without health care coverage at some point. And every day, 14,000 Americans lose their coverage.

Johannes: What happened to the 47 million that was being used prior to this speech? It’s a rhetorical question, its’ those pesky illegal immigrants. More than half of the 14,000 a day are due to job loss. Maybe that should be our first priority should be job creation.

Obama: In other words, it can happen to anyone.

But the problem that plagues the health care system is not just a problem for the uninsured. Those who do have insurance have never had less security and stability than they do today.

Johannes: This is due more to the government underpaying for services through Medicare/Medicaid resulting in the excess costs being absorbed by private insurance, doctors being forced to practice defensive medicine to fend off lawsuits and the system being forced to support the uninsured through the emergency room.

Obama: More and more Americans worry that if you move, lose your job or change your job, you’ll lose your health insurance, too. More and more Americans pay their premiums, only to discover that their insurance company has dropped their coverage when they get sick, or won’t pay the full cost of care. It happens every day.

One man from Illinois lost his coverage in the middle of chemotherapy because his insurer found that he hadn’t reported gallstones that he didn’t even know about. They delayed his treatment, and he died because of it.

Another woman, from Texas, was about to get a double mastectomy when her insurance company canceled her policy because she forgot to declare a case of acne. By the time she had her insurance reinstated, her breast cancer had more than doubled in size.

That is heartbreaking, it is wrong, and no one should be treated that way in the United States of America.

Then there’s the problem of rising costs. We spend 1½ times more per person on health care than any other country, but we aren’t any healthier for it. This is one of the reasons that insurance premiums have gone up three times faster than wages.

Johannes: We pay more for better, more accessible care. Period!

Obama: It’s why so many employers, especially small businesses, are forcing their employers — employees to pay more for insurance, or are dropping their coverage entirely. It’s why so many aspiring entrepreneurs cannot afford to open a business in the first place, and why American businesses that compete internationally, like our automakers, are at a huge disadvantage.

Johannes: Our automakers can’t compete because of the UAW, the luxury health and pension plans their workers receive. However with the bailouts you engineered, their plans are protected, insured if you will by, we the people! Of course, to pay for this you will raise taxes on the small businesses and others who can’t afford their own retirements. How is that fair? So let’s pass a BS piece of legislation like “The Employee Free Choice Act” so we can reward the unions for supporting you, while making us less competitive and killing more businesses/jobs.

Obama: And it’s why those of us with health insurance are also paying a hidden and growing tax for those without it, about $1,000 per year that pays for somebody else’s emergency room and charitable care.

Finally, our health care system is placing an unsustainable burden on taxpayers. When health care costs grow at the rate they have, it puts greater pressure on programs like Medicare and Medicaid.

If we do nothing to slow these skyrocketing costs, we will eventually be spending more on Medicare and Medicaid than every other government program combined.

Put simply, our health care problem is our deficit problem. Nothing else even comes close. Nothing else.

Johannes: Wow! Talk about double talk, do you agree with me or not? The last three paragraphs are unbelievably disingenuous!

Obama: Now, these are the facts. Nobody disputes them. We know we must reform this system. The question is how. Now, there are those on the left who believe that the only way to fix the system is through a single-payer system like Canada’s, where we would — where we would severely restrict the private insurance market and have the government provide coverage for everybody.

On the right, there are those who argue that we should end employer-based systems and leave individuals to buy health insurance on their own.

I have said — I have to say that there are arguments to be made for both these approaches. But either one would represent a radical shift that would disrupt the health care most people currently have. Since health care represents one-sixth of our economy, I believe it makes more sense to build on what works and fix what doesn’t, rather than try to build an entirely new system from scratch.

Johannes: Again with the double talk! If you have been watching the news or reading the paper, you would know that the FACTS are very much in dispute. You are on record as wanting a single payer system and that you recognize that it might take 15 – 20 years to evolve into a single payer system. Whatever passes is a Trojan horse for your real objective. So we can not trust you because you are just trying to get a foot in the door. But you are right about one thing – we should not scrap the best health system in the world, we should fine tune it!

Obama: And that is precisely what those of you in Congress have tried to do over the several — past several months. During that time, we’ve seen Washington at its best and at its worst. We’ve seen many in this chamber work tirelessly for the better part of this year to offer thoughtful ideas about how to achieve reform. Of the five committees asked to develop bills, four have completed their work and the Senate Finance Committee announced today that it will move forward next week.

That has never happened before.

Our overall efforts have been supported by an unprecedented coalition of doctors and nurses, hospitals, seniors’ groups, and even drug companies — many of whom opposed reform in the past.

And there is agreement in this chamber on about 80 percent of what needs to be done, putting us closer to the goal of reform than we have ever been.

But what we’ve also seen in these last months is the same partisan spectacle that only hardens the disdain many Americans have towards their own government. Instead of honest debate, we’ve seen scare tactics. Some have dug into unyielding ideological camps that offer no hope of compromise. Too many have used this as an opportunity to score short-term political points, even if it robs the country of our opportunity to solve a long-term challenge. And out of this blizzard of charges and counter-charges, confusion has reigned.

Johannes: Since you have yet to mention the participation of American citizens in this process through town halls and public hearings I must conclude that either you don’t care what we think or we are the “same partisan spectacle that only hardens the disdain many Americans have towards their own government”. Either way the way you are treating us and our opinion is shameful. All the polls are clearly showing you that we do not want the type of healthcare reform you are selling. We want common sense reform that eliminates waste, not an overhaul that will destroy the system.

Obama: Well, the time for bickering is over. The time for games has passed.

Now is the season for action. Now is when we must bring the best ideas of both parties together and show the American people that we can still do what we were sent here to do.

Johannes: If that is true you will listen and go back to the drawing board. You and your team will design a plan that your citizens can support because what you were sent to Washington to do, is represent US.

Obama: Now’s the time to deliver on health care. Now’s the time to deliver on health care.

The plan I’m announcing tonight would meet three basic goals.

It will provide more security and stability to those who have health insurance. It will provide insurance for those who don’t. And it will slow the growth of health care costs for our families, our businesses and our government.

It’s a plan that asks everyone to take responsibility for meeting this challenge — not just government, not just insurance companies, but everybody, including employers and individuals.

And it’s a plan that incorporates ideas from senators and congressmen; from Democrats and Republicans, and yes, from some of my opponents in both the primary and general election.

Here are the details that every American needs to know about this plan.

First, if you are among the hundreds of millions of Americans who already have health insurance through your job, or Medicare, or Medicaid, or the VA, nothing in this plan will require you or your employer to change the coverage or the doctor you have.

Let me — let me repeat this: nothing in our plan requires you to change what you have.

What this plan will do is make the insurance you have work better for you. Under this plan, it will be against the law for insurance companies to deny you coverage because of a pre-existing condition.

As soon as I sign this bill, it will be against the law for insurance companies to drop your coverage when you get sick or water it down when you need it the most.

They will no longer be able to place some arbitrary cap on the amount of coverage you can receive in a given year or in a lifetime.

Johannes: No penalty or denial for pre existing conditions or lifetime caps, sounds wonderful but it is unrealistic if you intend to have a solvent healthcare system. After all, premiums are calculated based on statistics and insurance is an actuarial business.

Obama: We will place a limit on how much you can be charged for out-of- pocket expenses, because in the United States of America, no one should go broke because they get sick. And insurance companies will be required to cover, with no extra charge, routine checkups and preventive care, like mammograms and colonoscopies.

Because there’s no reason we shouldn’t be catching diseases like breast cancer and colon cancer before they get worse.

That makes sense. It saves money and it saves lives.

Johannes: This does make sense, preventive care will reduce some catastrophic illness and costs but without history how do you know how much it will reduce total costs? Also how can you limit the total out of pocket expenses? For that to work you would need history to base this on. Here’s the problem – we will start with this grand vision that is based on emotion not facts and then when things are not working we will be sucked into a bigger more disastrous program.

Obama: That’s what Americans who have health insurance can expect from this plan: more security and more stability.

Now, if you’re one of the tens of millions of Americans who don’t currently have health insurance, the second part of this plan will finally offer you quality, affordable choices. If you… … if you lose your job or you change your job, you’ll be able to get coverage. If you strike out on your own and start a small business, you’ll be able to get coverage. We’ll do this by creating a new insurance exchange, a marketplace where individuals and small businesses will be able to shop for health insurance at competitive prices.

Insurance companies will have an incentive to participate in this exchange because it lets them compete for millions of new customers. As one big group, these customers will have greater leverage to bargain with the insurance companies for better prices and quality coverage. This is how large companies and government employees get affordable insurance. It’s how everyone in this Congress gets affordable insurance. And it’s time to give every American the same opportunity that we give ourselves.

Johannes: Let’s see the details of how this works. It is a nice theory but you could create the same competition by opening up the free market. Allow health insurance to be sold across state lines and force policies to be written in English so people understand what they are buying. Allow people to tailor coverage to their needs not force them into things they don’t want.

Obama: Now, for those individuals and small businesses who still can’t afford the lower-priced insurance available in the exchange, we’ll provide tax credits, the size of which will be based on your need.

Johannes: Why base the tax credit on need? If you want to mandate that everyone be covered then be fair – give everyone the same tax credit per dependent.

Obama: And all insurance companies that want access to this new marketplace will have to abide by the consumer protections I already mentioned.

This exchange will take effect in four years, which will give us time to do it right. In the meantime, for those Americans who can’t get insurance today because they have pre-existing medical conditions, we will immediately offer low-cost coverage that will protect you against financial ruin if you become seriously ill.

This was a good idea when Sen. John McCain proposed it in the campaign; it’s a good idea now, and we should all embrace it.

Now, even if we provide these affordable options, there may be those, and especially the young and the healthy, who still want to take the risk and go without coverage. There may still be companies that refuse to do right by their workers by giving them coverage.

The problem is, such irresponsible behavior costs all the rest of us money. If there are affordable options and people still don’t sign up for health insurance, it means we pay for these people’s expensive emergency room visits.

If some businesses don’t provide workers health care, it forces the rest of us to pick up the tab when their workers get sick, and gives those businesses an unfair advantage over their competitors.

And unless everybody does their part, many of the insurance reforms we seek, especially requiring insurance companies to cover pre-existing conditions, just can’t be achieved.

That’s why under my plan, individuals will be required to carry basic health insurance — just as most states require you to carry auto insurance.

Likewise — likewise, businesses will be required to either offer their workers health care, or chip in to help cover the cost of their workers.

There will be a hardship waiver for those individuals who still can’t afford coverage, and 95 percent of all small businesses, because of their size and narrow profit margin, would be exempt from these requirements.

But… But we can’t have large businesses and individuals who can afford coverage game the system by avoiding responsibility to themselves or their employees.

Improving our health care system only works if everybody does their part. And while there remains some significant details to be ironed out, I believe… (LAUGHTER)

Johannes: You can’t help but laugh. After seven months the President is still making this up as he goes. They are looking for a way to package the turd so that we will buy it. This is a Trojan horse designed to start us down the path to single payer. America, do not be fooled! Defeating single payer is not a victory. A victory would be starting from scratch.

Obama: I believe a broad consensus exists for the aspects of the plan I just outlined: consumer protections for those with insurance; an exchange that allows individuals and small businesses to purchase affordable coverage; and a requirement that people who can afford insurance get insurance. And I have no doubt that these reforms would greatly benefit Americans from all walks of life, as well as the economy as a whole.

Johannes: The polls indicate that you do not have broad consensus to move forward with your plan in its’ current form. But there is agreement that there are areas that should be worked on such as tort reform and Medicare waste/fraud. 84% of Americans do believe that doctors are practicing defensive medicine to protect against lawsuits. There are estimates that fixing this would reduce costs by up to 30%.

Obama: Still, given all the misinformation that’s been spread over the past few months, I realize — I realize that many Americans have grown nervous about reform. So tonight, I want to address some of the key controversies that are still out there.

Some of people’s concerns have grown out of bogus claims spread by those whose only agenda is to kill reform at any cost. The best example is the claim, made not just by radio and cable talk show hosts, but by prominent politicians, that we plan to set up panels of bureaucrats with the power to kill off senior citizens.

Now, such a charge would be laughable if it weren’t so cynical and irresponsible. It is a lie plain and simple.

Johannes: Is it? Granted Sarah Palin deserves credit for coining the polarizing term “death panels” which of course is not used in the bill. However the bill does call for end of life counseling, rewarding doctors who invoke initiate it, and discusses metrics about how much care you will be eligible for as you age. The death panels are really medical boards that will set treatment guidelines to determine how age and overall health effects your eligibility for expensive treatments. This should all be a personal decision between an individual and their doctor. The government has no business being involved with my healthcare.

Obama: Now… Now, there are also those who claim that our reform efforts would insure illegal immigrants. This, too, is false. The reforms — the reforms I’m proposing would not apply to those who are here illegally. (Joe Wilson, R-SC): That’s a lie. (AUDIENCE BOOING) That’s not true.

Johannes: I agree with Joe. Liar, Liar pants on fire! The bill clearly allows for undocumented workers to get treatment by preventing healthcare workers to question citizenship. They will also be given access to the exchange, co-ops or public options. Just because they are not issued a plan ID card does not mean they won’t benefit.

Obama: And one more misunderstanding I want to clear up: under our plan, no federal dollars will be used to fund abortions, and federal conscience laws will remain in place.

Johannes: This is simply not true. HR 3200 provides for government reimbursement to providers of abortion services.

Obama: Now, my health care proposal has also been attacked by some who oppose reform as a “government takeover” of the entire health care system.

Now, as proof, critics point to a provision in our plan that allows the uninsured and small businesses to choose a publicly sponsored insurance option, administered by the government, just like Medicaid or Medicare.

So let me set the record straight here.

My guiding principle is, and always has been, that consumers do better when there’s choice and competition. That’s how the market works.

Unfortunately, in 34 states, 75 percent of the insurance market is controlled by five or fewer companies. In Alabama, almost 90 percent is controlled by just one company.

And without competition, the price of insurance goes up and quality goes down. And it makes it easier for insurance companies to treat their customers badly — by cherry-picking the healthiest individuals and trying to drop the sickest; by overcharging small businesses who have no leverage; and by jacking up rates.

Insurance executives don’t do this because they’re bad people. They do it because it’s profitable. As one former insurance executive testified before Congress, insurance companies are not only encouraged to find reasons to drop the seriously ill, they are rewarded for it.

All of this is in service of meeting what this former executive called “Wall Street’s relentless profit expectations.”

Now, I have no interest in putting insurance companies out of business. They provide a legitimate service and employ a lot of our friends and neighbors. I just want to hold them accountable.

Johannes: Again with the double talk. If you believe that the free market will do it better then set the stage through legislation and deregulation to let the free market work. Also recognize that private enterprise should be allowed to make a profit. Profits are not evil or greedy. In HR 3200 doctors will have their treatment options limited by the treatment guidelines and they will be rewarded for end of life efficiency so this argument seems very disingenuous.

Obama: And the insurance reforms that I’ve already mentioned would do just that, but an additional step we can take to keep insurance companies honest is by making a not-for-profit public option available in the insurance exchange.

Now, let me — let me be clear.

Let me be clear, it would only be an option for those who don’t have insurance. No one would be forced to choose it and it would not impact those of you who already have insurance. In fact, based on Congressional Budget Office estimates, we believe that less than 5 percent of Americans would sign up.

Despite all this, the insurance companies and their allies don’t like this idea. They argue that these private companies can’t fairly compete with the government, and they’d be right if taxpayers were subsidizing this public insurance option, but they won’t be. I’ve insisted that, like any private insurance company, the public insurance option would have to be self-sufficient and rely on the premiums its collects.

But by avoiding some of the overhead that gets eaten up at private companies by profits and excessive administrative costs and executive salaries, it could provide a good deal for consumers and would also keep pressure on private insurers to keep their policies affordable and treat their customers better, the same way public colleges and universities provide additional choice and competition to students without in any way inhibiting a vibrant system of private colleges and universities.

Johannes: Interesting analogy but most public universities are not 100% self sufficient and still rely on a variety of forms of public funding from taxes, to grants, to boosters to stay competitive.

Obama: Now, it is… It’s — it’s worth noting that a strong majority of Americans still favor a public insurance option of the sort I’ve proposed tonight. But its impact shouldn’t be exaggerated by the left or the right or the media. It is only one part of my plan, and shouldn’t be used as a handy excuse for the usual Washington ideological battles.

To my progressive friends, I would remind you that for decades, the driving idea behind reform has been to end insurance company abuses and make coverage available for those without it.

The public option — the public option is only a means to that end, and we should remain open to other ideas that accomplish our ultimate goal.

Johannes: What poll shows a strong majority of support for a public option? Not support for it, but a strong majority?

Obama: And to my Republican friends, I say that rather than making wild claims about a government takeover of health care, we should work together to address any legitimate concerns you may have.

For example — for example, some have suggested that the public option go into effect only in those markets where insurance companies are not providing affordable policies. Others have proposed a co-op or another nonprofit entity to administer the plan.

These are all constructive ideas worth exploring. But I will not back down on the basic principle that, if Americans can’t find affordable coverage, we will provide you with a choice.

And — and I will make sure that no government bureaucrat or insurance company bureaucrat gets between you and the care that you need.

Johannes: There is no way to implement the current House bill and make that statement. Common sense says that a bureaucrat by way of the treatment guidelines will be between you and your doctor.

Obama: Finally, let me discuss an issue that is a great concern to me, to members of this chamber, and to the public, and that’s how we pay for this plan.

Now, Here’s what you need to know. First, I will not sign a plan that adds one dime to our deficits, either now or in the future.

I will not sign it if it adds one dime to the deficit now or in the future. Period. And to prove that I’m serious, there will be a provision in this plan that requires us to come forward with more spending cuts if the savings we promise don’t materialize.

Now, part of the reason I faced a trillion-dollar deficit when I walked in the door of the White House is because too many initiatives over the last decade were not paid for, from the Iraq war to tax breaks for the wealthy.

I will not make that same mistake with health care.

Second, we’ve estimated that most of this plan can be paid for by finding savings within the existing health care system, a system that is currently full of waste and abuse. Right now, too much of the hard-earned savings and tax dollars we spend on health care don’t make us any healthier. That’s not my judgment. It’s the judgment of medical professionals across this country.

And this is also true when it comes to Medicare and Medicaid. In fact, I want to speak directly to seniors for a moment, because Medicare is another issue that’s been subjected to demagoguery and distortion during the course of this debate.

More than four decades ago, this nation stood up for the principle that after a lifetime of hard work, our seniors should not be left to struggle with a pile of medical bills in their later years.

That’s how Medicare was born. And it remains a sacred trust that must be passed down from one generation to the next. And that…

That is why not a dollar of the Medicare trust fund will be used to pay for this plan.

The only…

Johannes: There is not a single credible financial analysis of this bill that agrees with your assertion that you can do this without tax increases. Tonight you claim the cost is $900 billion but the CBO says it is more likely $1 -1.5 trillion. Using Cash for Clunkers as an example of how good your cost estimates are; that was advertised as a $1billion program that would last 90 days. In the end it lasted slightly more than 30 days and cost the taxpayers $3 billion. Given the relative simplicity of administering that program compared to running a national health care system, you have proven the government is not up to the task. If you need further proof talk to the hundreds of car dealers waiting for their money from the program.  If you need additional examples there are the old standbys such as  Social Security, Medicare and the Postal Service. So forgive me if I am skeptical of your claims.

Obama: The only thing this plan would eliminate is the hundreds of billions of dollars in waste and fraud, as well as unwarranted subsidies in Medicare that go to insurance companies…

… subsidies that do everything to pad their profits, but don’t improve the care of seniors.

And we will also create an independent commission of doctors and medical experts charged with identifying more waste in the years ahead.

Now, these steps will ensure that you — America’s seniors — get the benefits you’ve been promised. They will ensure that Medicare is there for future generations. And we can use some of the savings to fill the gap in coverage that forces too many seniors to pay thousands of dollars a year out of their own pockets for prescription drugs.

Johannes: If there is so much waste and fraud in the system – then it needs to be addressed, so address it! Why try to write a single all inclusive bill? Why not break this up in phases and go after the low hanging fruit first, get those savings to show they are there? Start with the fraud and tort reform and work your way through the system making incremental changes as you go. Why do you need sweeping change? It is harder to manage and puts the system at greater risk – too much, too fast!

Obama: That’s what this plan will do for you. So don’t pay attention to those scary stories about how your benefits will be cut — especially since some of the same folks who are spreading these tall tales have fought against Medicare in the past…

… and just this year supported a budget that would essentially have turned Medicare into a privatized voucher program.

That will not happen on my watch. I will protect Medicare.

Now, because Medicare is such a big part of the health care system, making the program more efficient can help usher in changes in the way we deliver health care that can reduce costs for everybody.

We have long known that some places, like the Intermountain Healthcare in Utah or the Geisinger Health System in rural Pennsylvania, offer high-quality care at costs below average.

So the commission can help encourage the adoption of these common-sense best practices by doctors and medical professionals throughout the system — everything from reducing hospital infection rates to encouraging better coordination between teams of doctors.

Reducing the waste and inefficiency in Medicare and Medicaid will pay for most of this plan. Now, much… Much of the rest would be paid for with revenues from the very same drug and insurance companies that stand to benefit from tens of millions of new customers.

Johannes: So if you believe there are these best practices that could improve efficiencies launch pilot programs through the VA, Medicare and Medicaid as proof of concept. If it works use industry associations and regulations if necessary to gain the benefit. Again you are suggesting a massive overhaul based on theoretical savings and unproven concepts. In private industry we would test our way into a major change with pilots programs.

Obama: And this reform will charge insurance companies a fee for their most expensive policies, which will encourage them to provide greater value for the money — an idea which has the support of Democratic and Republican experts. And according to these same experts, this modest change could help hold down the cost of health care for all of us in the long run.

Johannes: Why do you need to interfere with private enterprise by creating revenues through penalties? What is this fee for? Conceptually it does not make sense to charge a fee for an expensive policy without understanding what makes it expensive. If it is because of the risk level of the insured how does that help? If it is because it is a top shelf policy in terms of coverage – you get what you pay for. If you open up the free market to stimulate competition, the market will create value in the products. The government does not need to regulate value that is the function of the market. Mr. President, you are fond of saying the private sector does the best job of creating value but you speak out of both sides of your mouth because your actions do not match your assertions.

Obama: Now, finally, many in this chamber, particularly on the Republican side of the aisle, have long insisted that reforming our medical malpractice laws can help bring down the costs of health care.

Now — there you go. There you go.

Now, I don’t believe malpractice reform is a silver bullet, but I’ve talked to enough doctors to know that defensive medicine may be contributing to unnecessary costs. So — so — so I’m proposing that we move forward on a range of ideas about how to put patient safety first and let doctors focus on practicing medicine. I know…

… I know that the Bush administration considered authorizing demonstration projects in individual states to test these ideas. I think it’s a good idea, and I’m directing my secretary of health and human services to move forward on this initiative today.

Johannes: Proof of concept is good for the Republican proposals, great it is a start. So why not use it on some of the Democrat ones as well, you know the low hanging fruit we spoke of earlier. Then in a year we can come back; evaluate what to make permanent and what to test next.

Obama: Now, add it all up and the plan I’m proposing will cost around $900 billion over 10 years, less than we have spent on the Iraq and Afghanistan wars and less than the tax cuts for the wealthiest few Americans that Congress passed at the beginning of the previous administration.

Now, most of these costs will be paid for with money already being spent — but spent badly — in the existing health care system. The plan will not add to our deficit. The middle class will realize greater security, not higher taxes. And if we are able to slow the growth of health care costs by just one-tenth of 1 percent each year — one-tenth of 1 percent — it will actually reduce the deficit by $4 trillion over the long term.

Johannes: Nobody believes that it is possible to pay for your program this way.

Obama: Now, this is the plan I’m proposing. It’s a plan that incorporates ideas from many of the people in this room tonight — Democrats and Republicans. And I will continue to seek common ground in the weeks ahead. If you come to me with a serious set of proposals, I will be there to listen. My door is always open.

But know this: I will not waste time with those who have made the calculation that it’s better politics to kill this plan than to improve it.

I won’t stand by while the special interests use the same old tactics to keep things exactly the way they are. If you misrepresent what’s in this plan, we will call you out. And I will not… And I will not accept the status quo as a solution. Not this time; not now.

Johannes: Mr. President, first off you continue to over simplify and misrepresent the House plan. If you have a plan – you have yet to publish it in the for of a bill or formal document that we can dissect and evaluate. How dare you threaten to call us out, when you refuse to acknowledge the feedback of your citizens at town halls and rallies across the country? Or recognize that the polls are telling you we do not agree with your proposals? You work for US! You need to listen. You sit back smugly avoiding discussions about the town halls and refer to the situation as “special interests” trying to prevent change. You allow your surrogates to refer to a genuine public outcry as “an Astroturf movement” which many of us involved with the tea parties find offensive. You promised transparency, bipartisanship and real change – starting when?

Obama: Everyone in this room knows what will happen if we do nothing. Our deficit will grow. More families will go bankrupt. More businesses will close. More Americans will lose their coverage when they are sick and need it the most. And more will die as a result. We know these things to be true.

That is why we cannot fail. Because there are too many Americans counting on us to succeed — the ones who suffer silently and the ones who shared their stories with us at town halls, in e-mails, and in letters.

Johannes: I though you were against the use of scare tactics and yet you push your plan forward by threatening disaster if we don’t support your solution.

Obama: I received one of those letters a few days ago. It was from our beloved friend and colleague, Ted Kennedy. He had written it back in May, shortly after he was told that his illness was terminal. He asked that it be delivered upon his death.

In it, he spoke about what a happy time his last months were, thanks to the love and support of family and friends, his wife, Vicki, his amazing children, who are all here tonight.

And he expressed confidence that this would be the year that health care reform — “that great unfinished business of our society,” he called it — would finally pass.

He repeated the truth that health care is decisive for our future prosperity, but he also reminded me that “it concerns more than material things.”

“What we face,” he wrote, “is above all a moral issue; at stake are not just the details of policy but fundamental principles of social justice and the character of our country.”

One of the unique and wonderful things about America has always been our self-reliance, our rugged individualism, our fierce defense of freedom, and our healthy skepticism of government. And figuring out the appropriate size and role of government has always been a source of rigorous and, yes, sometimes angry debate. That’s our history.

For some of Ted Kennedy’s critics, his brand of liberalism represented an affront to American liberty. In their minds, his passion for universal health care was nothing more than a passion for big government. But those of us who knew Teddy and worked with him here — people of both parties — know that what drove him was something more.

His friend Orrin Hatch, he knows that. They worked together to provide children with health insurance. His friend John McCain knows that. They worked together on a patients’ bill of rights. His friend Chuck Grassley knows that. They worked together to provide health care to children with disabilities.

On issues like these, Ted Kennedy’s passion was born not of some rigid ideology, but of his own experience — the experience of having two children stricken with cancer.

He never forgot the sheer terror and helplessness that any parent feels when a child is badly sick. And he was able to imagine what it must be like for those without insurance, what it’d be like to have to say to a wife or a child or an aging parent, “There is something that could make you better, but I just can’t afford it.”

That large-heartedness, that concern and regard for the plight of others is not a partisan feeling. It’s not a Republican or a Democratic feeling. It, too, is part of the American character.

Johannes: While we are all saddened by Kennedy’s passing, his death does not require us to rush forward with poorly conceived health care legislation as some form of tribute to him. The best tribute would be a good bill that achieves the objectives of affordable, quality healthcare.

Obama: Our ability to stand in other people’s shoes. A recognition that we are all in this together, that when fortune turns against one of us, others are there to lend a helping hand. A belief that in this country, hard work and responsibility should be rewarded by some measure of security and fair play. And an acknowledgement that sometimes government has to step in to help deliver on that promise. This has always been the history of our progress.

In 1935, when over half of our seniors could not support themselves and millions had seen their savings wiped away, there were those who argued that Social Security would lead to socialism. But the men and women of Congress stood fast, and we are all the better for it.

In 1965, when some argued that Medicare represented a government takeover of health care, members of Congress, Democrats and Republicans, did not back down.

They joined together so that all of us could enter our golden years with some basic peace of mind.

You see, our predecessors understood that government could not, and should not, solve every problem. They understood that there are instances when the gains in security from government action are not worth the added constraints on our freedom.

But they also understood that the danger of too much government is matched by the perils of too little; that without the leavening hand of wise policy, markets can crash, monopolies can stifle competition, the vulnerable can be exploited.

And they knew that when any government measure, no matter how carefully crafted or beneficial, is subject to scorn; when any efforts to help people in need are attacked as un-American; when facts and reason are thrown overboard and only timidity passes for wisdom, and we can no longer even engage in a civil conversation with each other over the things that truly matter — that at that point we don’t merely lose our capacity to solve big challenges. We lose something essential about ourselves.

That was true then. It remains true today.

I understand how difficult this health care debate has been. I know that many in this country are deeply skeptical that government is looking out for them. I understand that the politically safe move would be to kick the can further down the road, to defer reform one more year, or one more election, or one more term.

But that is not what this moment calls for.

That’s not what we came here to do. We did not come to fear the future. We came here to shape it. I still believe we can act even when it’s hard.

I still believe…. … I still believe that we can act when it’s hard. I still believe we can replace acrimony with civility and gridlock with progress. I still believe we can do great things and that here and now we will meet history’s test, because that’s who we are. That is our calling. That is our character.

Thank you. God bless you and may God bless the United States of America

Johannes: I agree that as Americans we should be able to solve this issue with civility and mutual respect. However I will remind you that this can only happen if you and your party are willing to listen to the all citizens of this country. Right now the majority does not agree with your direction. Will you listen? Or do you think you know what is best for us and will just go with your plan in spite of us?

On occasion the government can step in and provide a quick fix to a short term issue. However, you are proposing a major overhaul of 18% of our economy and placing it under control of the government. For the record your administration in 7 months has interfered in the private sector more than any administration in history. You have lost the trust of the majority of the American people because you are not governing from the center and there is no transparency. Let’s start over. Scrap the current bill, set up a bipartisan team and develop a phased approach to implementation. Let’s reform health care one step at a time through a series of bills that start with the low hanging fruit of waste and tort reform, move into opening up competition and then see what’s left after we get a few wins on the board. This is a two way street if you want our support. You have to demonstrate a willingness listen.

“With respect to the two words ‘general welfare,’ I have always regarded them as qualified by the detail of powers connected with them. To take them in a literal and unlimited sense would be a metamorphosis of the Constitution into a character which there is a host of proofs was not contemplated by its creators.” — James Madison

ACORN: A source of nuts for Socialist Squirrels

Here is a collection of updates on the crazy world of ACORN. As these stories continue to unravel it is very obvious that this organization has no business being involved with anything involving government funds. The last story in the series is ACORN’s weak attempt at blame deflection. If they were a legitimate organization with a few bad apples they would circle the wagons and do an internal house cleaning to repair their reputation. However, the charges of wrong doing keep popping up and they continue to play the victim card. At least the Census Bureau has finally woke up.

From Fox News

After Census Severs Ties, ACORN May Face Scrutiny of Housing Grants

ACORN Housing Corporation received $1.6 million in federal money to provide housing services to low-income communities in this fiscal year

The Census Bureau notified ACORN on Friday in a letter that it is severing all ties with the group for all work having to do with the 2010 census.

“Over the last several months, through ongoing communication with our regional offices, it is clear that ACORN’s affiliation with the 2010 Census promotion has caused sufficient concern in the general public, has indeed become a distraction from our mission, and may even become a discouragement to public cooperation, negatively impacting 2010 Census efforts,” read a letter from Census Director Robert M. Groves to the president of ACORN.

“Unfortunately, we no longer have confidence that our national partnership agreement is being effectively managed through your many local offices. For the reasons stated, we therefore have decided to terminate the partnership,” the letter said.

Conservatives have cheered the Census Bureau’s decision to sever ties with ACORN because it had lost confidence in the group, but the hidden-camera videos that prompted ACORN to fire four workers this week could raise more questions about the federal funding ACORN receives for housing outreach.

ACORN Housing Corporation received $1.6 million to provide housing services to low-income communities in this fiscal year, ending Sept. 30, according to USASpending.gov, a federal government Web site for tracking government grants.

The Department of Housing and Urban Development Grants has given $8.2 million to ACORN in the years between 2003 and 2006, as well as $1.6million to ACORN affiliates.

HUD could not be reached for comment.

In a related story from The Brooklyn Eagle: ACORN as your Landlord

The Atlantic Avenue Apartments is a seven-story elevator building providing 150 units of housing. At least a dozen of those units will be reserved for adults with developmental disabilities. The creation of affordable housing in neighborhoods across New York City is part of the City’s Five Borough Economic Opportunity Plan to create jobs for New Yorkers and implement a vision for long-term economic growth.

Atlantic Avenue Apartments was developed on vacant land, with a portion formerly owned by the City of New York and a portion owned by the developers. Dunn Development Corp. and New York ACORN Housing Company, Inc. have joined to co-sponsor the project, and ACORN will also serve as the property manager.


From the Miami Herald Sep. 9, 2009

ACORN Voter Registration Fraud in Miami

Eleven people hired to register potential voters in Miami-Dade County before last year’s presidential election were being sought Wednesday for falsifying hundreds of voter registration cards.

The Miami-Dade State Attorney’s Office issued arrest warrants for each of the 11 suspects, all of whom worked for the local chapter of the Association of Community Organizations for Reform Now, (ACORN).

By early Wednesday morning, six were in custody, authorities said.

ACORN came under fire during last year’s presidential campaign when Republicans and other conservative groups accused the national organization of committing fraud in its aggressive voter registration efforts in various cities and counties nationwide, including Florida.

But ACORN officials said they had alerted authorities about the alleged illegal activity among some canvassers in Miami-Dade after finding “numerous discrepancies” on voter cards collected from the Homestead area.

The arrests are “further evidence we’ve been policing our own folks and report people attempting to commit voter registration fraud,” said ACORN spokesman Brian Kettenring. “This was really some individuals who were trying to defraud their employer.”


An Unbelievable Response from ACORN

from http://www.acorn.org

Statement from Bertha Lewis, Chief Organizer, ACORN Regarding Recent News Reports

September 12, 2009 

The relentless attacks on ACORN’s members, its staff and the policies and positions we promote are unprecedented. An international entertainment conglomerate, disguising itself as a “news” agency (Fox), has expended millions, if not tens of millions of dollars, in their attempt to destroy the largest community organization of Black, Latino, poor and working class people in the country. It is not coincidence that the most recent attacks have been launched just when health care reform is gaining traction. It is clear they’ve had these tapes for months. 

We are their Willy Horton for 2009. We are the boogeyman for the right-wing and its echo chambers. If ACORN did not exist, the right-wing would have needed to create us in order to achieve their agenda, their missions, their ideal, retrograde America. This recent scam, which was attempted in San Diego, Los Angeles, Miami, New York, Philadelphia to name a few places, had failed for months before the results we’ve all recently seen. I am appalled and angry; I cannot and I will not defend the actions of the workers depicted in the video, who have since been terminated. But it is clear that the videos are doctored, edited, and in no way the result of the fabricated story being portrayed by conservative activist “filmmaker” O’Keefe and his partner in crime. And, in fact, a crime it was – our lawyers believe a felony – and we will be taking legal action against Fox and their co-conspirators. 

We will not be intimidated by this international conglomerate, which has made as its mission the destruction of our organization. ACORN members are committed to the empowerment of their communities – Black, Latino, poor, and working class – at the deepest level. We are an organization committed to halting the foreclosure crisis and keeping people in their homes. We are an organization committed to ensuring quality, affordable health care for every American. We are an organization that will not be stopped in our commitment to our members and our communities which has included:

Helping hundreds of thousands of African-American and Latino voters register to vote and get to the polls in recent years;

Preparing, since 2004, approximately 150,000 free tax returns totaling $190 million in refunds and increased earned income tax credit participation;

Providing effective foreclosure prevention advocacy saving thousands of American families from losing their homes to foreclosure.